Generate mandate number on Gogepayservices

How to Generate a Mandate Number on GoG ePay Services Portal 2026 

Need to generate a Mandate Number for a loan or payroll deduction but don’t know where to start? Many Government of Ghana employees aren’t sure where to find the Mandate option, what information to enter, or why they’re being asked for a Mandate Number. As a result, their loan or payroll request can be delayed.

To generate a Mandate Number, simply log in to the GoG ePay Services portal, open the Mandate section, click Add New, enter the required details (Purpose, Maximum Amount, and Institution), and submit your request. Your Mandate Number will be sent to your registered mobile phone via SMS. The step-by-step instructions below explain each part of the process in detail.

What Is a Mandate Number on Gogepayservices?

A Mandate Number is a unique reference number generated through the GoG ePay Services portal that confirms you have authorized a bank, lender, insurance company, or another approved institution to access your payroll information for a specific purpose. It helps protect your salary information by ensuring that payroll-related transactions or deductions can only be made with your consent.

When Do You Need a Mandate Number?

You’ll need a Mandate Number whenever you authorize a third-party institution to access your payroll information or process a payroll-related financial transaction. Without your authorization, institutions cannot verify your salary or set up payroll deductions.

Common situations where you’ll need a Mandate Number include:

  • Applying for a salary-backed loan.
  • Setting up a new payroll deduction for insurance, a savings scheme, or a cooperative.
  • Allowing a bank or lender to carry out an affordability or salary verification check.
  • Updating an existing payroll deduction or financial arrangement.

If you only want to log in to the GoG ePay Services portal, view your ePayslip, or download your payslip, you do not need a Mandate Number.

Applying for a Gogepayservices Salary Loan?

If you’re applying for a salary-backed loan, the bank or lender will usually ask you to provide a Mandate Number. They use it to verify your salary and check your affordability before processing your application. Keep in mind that a Mandate Number does not guarantee loan approval, it only gives the institution permission to access the payroll information needed to assess your application.

Requirements to Generate a Mandate Number

Before generating your Mandate Number, make sure you have the following:

  • A registered GoG ePay Services account.
  • Your Employee Number (Staff ID) and password.
  • A Ghana Card linked to your payroll records.
  • An active mobile phone number registered on your account to receive the SMS confirmation.

Note: If you haven’t registered for the new GoG ePay Services portal yet, complete your registration first. You won’t be able to generate a Mandate Number until your account is fully set up.

Mandate Readiness Checker

Check off each item before you start generating your mandate number. This helps you avoid the most common delays.

How to Generate a Mandate Number on Gogepayservices? 

Step 1: Log In to the GoG ePay Portal

Enter your Employee Number (Staff ID) and password, then login to the portal. If you’re not yet registered, do that first using your Ghana Card and registered phone number.

Clicking Sign in

Step 2: Select “Mandate” on Your Dashboard

Once logged in, click on “Mandate” from your dashboard.

Click mandate on dashboard of gogepayservices

Step 3: Click “Add New” and Fill in the Details

Fill in the required fields, Purpose, Maximum Amount, and Institution, then click Submit.

Step 4: Get Your Mandate Number via SMS

An SMS notification containing your Mandate Number will be sent to your registered mobile number.

Example: Generating a Mandate for a Salary Loan

Say you’re applying for a GH₵5,000 salary backed loan from a bank. Here’s how you’d fill in the form: 

Example:

  • Purpose: Salary Loan
  • Maximum Amount: GH₵5,000
  • Institution: Enter the bank’s exact registered name (avoid abbreviations unless instructed).
  • Submit: Click Submit and wait for the SMS containing your Mandate Number.
  • Next Step: Provide the Mandate Number to the bank to continue your loan application.

Tip: Always verify the institution’s name before submitting. An incorrect or mismatched name can delay the processing of your application.

Common Mandate Number Problems and Fixes

If you experience any issues while generating your Mandate Number, don’t worry. Most problems are easy to fix and can be resolved without contacting support.

I Didn’t Receive the SMS

After submitting your request, your Mandate Number is sent to your registered mobile phone by SMS. If the message doesn’t arrive, it’s usually due to a phone number or network issue.

Possible reasons:

  • Your registered phone number is incorrect.
  • Your phone has no network coverage.
  • SMS delivery is temporarily delayed.

How to fix it:

  • Make sure your registered mobile number is active.
  • Wait a few minutes for the SMS to arrive.
  • If you still don’t receive it, contact your HR unit to verify or update your phone number.

I Can’t Log In to the Portal

You must log in to your GoG ePay Services account before you can generate a Mandate Number. If you can’t access your account, check your login details first.

Possible reasons:

  • Incorrect Employee Number or password.
  • You’ve forgotten your password.
  • You haven’t completed your account registration.

How to fix it:

  • Check your Employee Number and password carefully.
  • Reset your password if you’ve forgotten it.
  • Complete your registration if you haven’t registered for the new portal.

The Mandate Option Is Missing

If you don’t see the Mandate option after logging in, your account may not be fully set up or verified.

Possible reasons:

  • Your registration is incomplete.
  • Your Ghana Card hasn’t been verified.
  • There is a temporary system issue.

How to fix it:

  • Confirm that your registration is complete.
  • Ensure your Ghana Card details match your payroll records.
  • If the problem continues, contact your HR unit or the official support team.

My Ghana Card Details Don’t Match My Payroll Records

Your Ghana Card information must match your payroll records. If there’s a mismatch, some portal features, including mandate generation, may not work properly.

Possible reasons:

  • Your Ghana Card details differ from your payroll records.
  • Your personal information hasn’t been updated.

How to fix it:

  • Report the issue to your HR unit.
  • Ask them to update or correct your payroll records.

Submitted My Request but Didn’t Receive Confirmation

After you click Submit, the portal may take a few minutes to process your request. During this time, avoid creating another mandate for the same transaction.

Possible reasons:

  • The request is still being processed.
  • There is a temporary system or network delay.

How to fix it:

  • Wait a few minutes before trying again.
  • Don’t submit another request immediately.
  • If you still don’t receive confirmation, contact your HR unit or the official support channels.

The Portal Is Slow or Not Working

The GoG ePay Services portal may occasionally run slowly due to system maintenance or high user traffic. This is usually temporary.

Possible reasons:

  • Scheduled system maintenance.
  • Heavy traffic on the portal.
  • Temporary technical issues.

How to fix it:

  • Refresh the page and try again.
  • Wait a while and try again later.
  • If the problem continues for an extended period, report it through the official support channels.

Tips to Avoid Mandate Problems

Follow these simple tips to make the Mandate Number process smoother and avoid common mistakes:

  • Confirm the institution’s exact name before submitting your request.
  • Enter the correct maximum amount required by the institution.
  • Make sure your registered mobile phone is active and can receive SMS messages.
  • Use a stable internet connection throughout the process.
  • Wait a few minutes for the SMS before submitting another request.
  • Save your Mandate Number as soon as you receive it for future reference.

Conclusion

Generating a Mandate Number on the GoG ePay Services portal is a quick and secure way to authorize a bank, lender, insurance provider, or another approved institution to access your payroll information. As long as your account is registered, your Ghana Card details are up to date, and your registered mobile number is active, you can usually complete the process in just a few minutes.

Before submitting your request, review the institution name, purpose, and maximum amount carefully to avoid delays. If you experience any issues, contact your HR unit or use the official GoG ePay Services support channels for assistance.

Frequently Asked Questions

Yes, if you’re applying for a GNAT or Teachers Fund loan, you’ll usually need to provide your Mandate Number (or the PIN sent to your registered mobile phone by SMS) to your GNAT District Secretariat. They use this code to complete your mandate request as part of the loan application process.

If the portal is undergoing maintenance or a system upgrade, you may not be able to generate a Mandate Number. In this case, wait until the maintenance is complete and try again later. You can also check for official announcements from CAGD before retrying.

Yes, your request may not be processed if the information you entered is incorrect. Common reasons include mismatched Ghana Card details, an incorrect institution name, or an inactive registered mobile number. Check your details carefully and try again if needed.

No. A Mandate Number is the unique code you receive by SMS after generating a mandate on the GoG ePay Services portal. Some banks, unions, or other institutions may also ask you to complete and sign a separate mandate form as part of their application process.

No. A Mandate Number is usually generated for a specific institution and purpose. If you’re applying with a different bank or starting a new financial transaction, you may need to generate a new Mandate Number.

Similar Posts